Savings
How group health plans compare to the ACA marketplace, COBRA, and private PPOs on price.
The Cheapest Health Insurance for Self-Employed People in 2026
Cheapest premium and cheapest year are different questions, and confusing them is expensive.
Read the article
How Much Does Health Insurance Cost for a 1099 Contractor in 2026?
Real numbers, and the three variables that move them most.
Read the article
ACA Alternatives for 1099 Workers: 5 Real Options Compared
Every alternative to the marketplace has a specific trade-off. Here they are, stated plainly.
Read the article
Is a Group Health Plan Cheaper Than the ACA Marketplace?
The honest answer depends on your subsidy, your age, and how much care you actually use.
Read the article
COBRA After Leaving a Job: Is It Worth It for the Self-Employed?
COBRA keeps your exact plan and your exact doctors. It also costs what your employer was hiding from you.
Read the article
Group Health Insurance vs Marketplace: The Real Difference
Not a price comparison. A structural one, because the two work in genuinely different ways.
Read the article
When to Leave COBRA and Switch to a Self-Employed Health Plan
COBRA is expensive but sometimes correct. Here is how to tell which situation you are in.
Read the article