The $10 Monthly Survey: Why It Makes Group Health Possible
Why every Working Owner member fills out a 2-minute survey each month, and what it has to do with getting group rates.
Every month, members spend about two minutes on a short health survey and get $10 for it. It sounds like a small detail, but it's the mechanism that lets everyone else get group rates.
Why the survey exists
Group health plans have to be offered to a real group. If the group is just a bunch of individuals who happen to share a plan, regulators, carriers, and courts will eventually call it what it is: an individual product in a group wrapper. That costs everyone their pricing.
The monthly survey is how the group stays a real group. Every member has a small, regular role. Two minutes of participation plus the $10 payment establishes that this is a working relationship, not just a premium-collection service.
What it looks like in practice
You get an email, you click in, you answer 5 to 10 quick questions about recent health activity, and you're done. No medical records, no PHI leaving the plan administrator, no sales funnel on the other side.