State Guides
Health insurance options for freelancers and 1099 workers, state by state.
Health Insurance for Freelancers in Texas: 2026 Guide
Texas has no state exchange and no expanded Medicaid, which pushes more freelancers toward private options.
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Health Insurance for Freelancers in Florida: 2026 Guide
Florida has the highest marketplace enrollment in the country, and a large gig economy that sits outside it.
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Health Insurance for Freelancers in Tennessee: 2026 Guide
What is actually available to a self-employed Tennessean, and how to compare it honestly.
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Health Insurance for Freelancers in Georgia: 2026 Guide
Georgia runs its own exchange now, and the options look different depending on whether you are in metro Atlanta.
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Health Insurance for Freelancers in North Carolina: 2026 Guide
North Carolina expanded Medicaid in 2023, which changed the picture for lower-income independents.
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